Vindhyeshvari Urban Nidhi Limited

Savings Potential (Referral Clock)

Example projections based on 625 registered accounts

Month/Day	Referral Accounts	Income	FD Benefit
24th Day / 1st Month	625	₹12,000	-
24th Day / 2nd Month	625	₹20,312	₹10,000
24th Day / 3rd Month	625	₹33,625	₹20,000
24th Day / 3rd Month	625	₹48,500	₹30,000
24th Day / 3rd Month	625	₹63,375	₹40,000
24th Day / 3rd Month	625	₹78,250	₹50,000
24th Day / 3rd Month	625	₹92,875	₹60,000
24th Day / 3rd Month	625	₹1,07,375	₹70,000
24th Day / 3rd Month	625	₹1,15,750	₹80,000
24th Day / 3rd Month	625	₹1,27,500	₹90,000
24th Day / 3rd Month	625	₹1,56,750	₹1,00,000
24th Day / 3rd Month	625	₹1,97,250	₹1,00,000
Total		₹10,53,562	₹6,50,000

Mandatory Terms & Conditions

Eligibility

Only registered members of VUNL can participate. KYC is mandatory.

Payment Policy

All payments accepted only via UPI, Net Banking, or other digital modes. No cash/cheque accepted.

Refund Policy

Registration and admin charges are strictly non-refundable. Deposits refunded as per rules.

Referral Rules

Each member must open 5 Smart Saving Accounts in 6 days. Income only on active, KYC-verified accounts.

Legal

This plan is under Companies Act, 2013 & Nidhi Rules, 2014. Not MLM/chain. Disputes under company jurisdiction.

Application Form

Fill all form field to go to next step

Applicant Details
Nominee Details
Bank Details
Document Uploads
Finish

Applicant Details :

Step 1 - 5

Full Name (as per PAN/Aadhaar): *

Please enter your full name.

Father’s / Spouse’s Name: *

Please enter father’s or spouse’s name.

Date of Birth (YYYY-MM-DD): *

Please enter a valid date in YYYY-MM-DD format.

Gender: *

Male

Female

Other

Please select a gender.

Marital Status: *

Single

Married

Other

Please select marital status.

Nationality: *

Please enter your nationality.

Agent Code:

Please enter a valid agent code.

PAN No.:

Please enter a valid PAN number (e.g., ABCDE1234F).

Aadhaar No.:

Please enter a valid 12-digit Aadhaar number.

Mobile No.: *

Please enter a valid 10-digit mobile number.

Email ID: *

Please enter a valid email address.

Permanent Address: *

Please enter your permanent address.

Present Address: *

Please enter your present address.

Nominee Details :

Step 2 - 5

Nominee Full Name: *

Please enter nominee's full name.

Relation with Applicant: *

Please enter the relationship with the applicant.

Date of Birth: *

Please enter a valid date in YYYY-MM-DD format.

Mobile Number: *

Please enter a valid 10-digit mobile number.

Address: *

Please enter nominee's address.

Aadhaar / ID Proof No.:

Please enter a valid 12-digit Aadhaar or ID number.

Bank Account Details :

Step 3 - 5

Bank Name: *

Please enter the bank name.

Account Number: *

Please enter a valid account number (9-18 digits).

IFSC Code: *

Please enter a valid IFSC code (e.g., SBIN0001234).

Branch Name: *

Please enter the branch name.

Account Type: *

Savings

Other

Please select an account type.

I hereby declare that the above-mentioned bank account is active, KYC compliant, and under my beneficial ownership. I authorize Vindhyeshvari Urban Nidhi Limited to verify and credit all admissible payments to this account only.

Document Uploads :

Step 4 - 5

Aadhaar Card (Front & Back): *

Please upload Aadhaar card (PDF, JPG, JPEG, or PNG).

PAN Card: *

Please upload PAN card (PDF, JPG, JPEG, or PNG).

Passport Size Photograph: *

Please upload a passport-size photograph (JPG, JPEG, or PNG).

Applicant Signature: *

Please upload your signature (JPG, JPEG, or PNG).

Address Proof (if different):

Please upload a valid address proof (PDF, JPG, JPEG, or PNG).

For Minor Applicants: Birth Certificate + Guardian ID & Signature:

Please upload valid documents for minor applicants (PDF, JPG, JPEG, or PNG).

Vindhyeshvari Urban Nidhi Limited

VUNL Smart Savings & Referral Clock Plan

Introduction

Why is this Plan Important?

Safe & Legal

Not MLM

Fixed Income

Social Upliftment

Fixed Deposit Schemes

3 Months

6 Months

1 Year

3 Years

Savings Potential (Referral Clock)

Mandatory Terms & Conditions

Eligibility

Payment Policy

Refund Policy

Referral Rules

Legal

Inspiring Slogans

Secure Today, Empower Tomorrow

Smart Savings, Smarter Future

Your Education, Your Future, Your Savings

Application Form

Applicant Details :

Step 1 - 5

Nominee Details :

Step 2 - 5

Bank Account Details :

Step 3 - 5

Document Uploads :

Step 4 - 5

Finish :

Step 5 - 5

SUCCESS !

Click Submit to finish