Vindhyeshvari Urban Nidhi Limited

Introduction

The Clock Referral Income Plan by Vindhyeshvari Urban Nidhi Limited is safe, legal, and not MLM.

Open just 5 Smart Saving Accounts through your referrals within 6 days.
Your referral clock gets activated, and you start earning regular monthly income.
Alongside, you enjoy the benefits of Fixed Deposits.

Why is this Plan Important?

Safe & Legal

Registered under the Nidhi Company Act.

Not MLM

No chain, no pyramid, no product selling.

Fixed Income

Stable & increasing monthly income.

Social Upliftment

Referring 5 people helps build financial strength in society.

Fixed Deposit Schemes

3 Months

2% Interest

6 Months

5% Interest

1 Year

8% Interest

3 Years

12% Interest

Savings Potential (Referral Clock)

Example projections based on 625 registered accounts

Month/Day	Referral Accounts	Income	FD Benefit
24th Day / 1st Month	625	₹12,000	-
24th Day / 2nd Month	625	₹20,312	₹10,000
24th Day / 3rd Month	625	₹33,625	₹20,000
24th Day / 3rd Month	625	₹48,500	₹30,000
24th Day / 3rd Month	625	₹63,375	₹40,000
24th Day / 3rd Month	625	₹78,250	₹50,000
24th Day / 3rd Month	625	₹92,875	₹60,000
24th Day / 3rd Month	625	₹1,07,375	₹70,000
24th Day / 3rd Month	625	₹1,15,750	₹80,000
24th Day / 3rd Month	625	₹1,27,500	₹90,000
24th Day / 3rd Month	625	₹1,56,750	₹1,00,000
24th Day / 3rd Month	625	₹1,97,250	₹1,00,000
Total		₹10,53,562	₹6,50,000

Mandatory Terms & Conditions

Eligibility

Only registered members of VUNL can participate. KYC is mandatory.

Payment Policy

All payments accepted only via UPI, Net Banking, or other digital modes. No cash/cheque accepted.

Refund Policy

Registration and admin charges are strictly non-refundable. Deposits refunded as per rules.

Referral Rules

Each member must open 5 Smart Saving Accounts in 6 days. Income only on active, KYC-verified accounts.

Legal

This plan is under Companies Act, 2013 & Nidhi Rules, 2014. Not MLM/chain. Disputes under company jurisdiction.

Application Form

Fill all form field to go to next step

Applicant Details
Nominee Details
Bank Details
Document Uploads
Finish

Applicant Details :

Step 1 - 5

Full Name (as per PAN/Aadhaar): * Father’s / Spouse’s Name: *

Date of Birth (YYYY-MM-DD): *

Gender: *

Male

Female

Other

Marital Status:

Single

Married

Other

Nationality: PAN No.: Aadhaar No.: Mobile No.: Email ID: Permanent Address: Present Address:

Nominee Details :

Step 2 - 5

Nominee Full Name: Relation with Applicant: Date of Birth: Mobile Number: Address: Aadhaar / ID Proof No.:

Bank Account Details :

Step 3 - 5

Bank Name: Account Number: IFSC Code: Branch Name: Account Type:

Savings

Other

I hereby declare that the above-mentioned bank account is active, KYC compliant, and under my beneficial ownership. I authorize Vindhyeshvari Urban Nidhi Limited to verify and credit all admissible payments to this account only.

Document Uploads :

Step 4 - 5

Aadhaar Card (Front & Back): *

PAN Card: *

Passport Size Photograph: *

Applicant Signature: *

Address Proof (if different):

For Minor Applicants: Birth Certificate + Guardian ID & Signature:

Vindhyeshvari Urban Nidhi Limited

VUNL Smart Savings & Referral Clock Plan

Introduction

Why is this Plan Important?

Safe & Legal

Not MLM

Fixed Income

Social Upliftment

Fixed Deposit Schemes

3 Months

6 Months

1 Year

3 Years

Savings Potential (Referral Clock)

Mandatory Terms & Conditions

Eligibility

Payment Policy

Refund Policy

Referral Rules

Legal

Inspiring Slogans

Secure Today, Empower Tomorrow

Smart Savings, Smarter Future

Your Education, Your Future, Your Savings

Application Form

Applicant Details :

Step 1 - 5

Nominee Details :

Step 2 - 5

Bank Account Details :

Step 3 - 5

Document Uploads :

Step 4 - 5

Finish :

Step 5 - 5

SUCCESS !

Click Submit to finish